Terms of Use

Money Wizards is an educational decision-support tool that provides financial calculators and simulations for informational purposes only.

Nothing on this website constitutes financial, investment, tax, legal, or accounting advice.

The results generated by the calculators are estimates based on user-provided inputs and simplified assumptions. Actual outcomes may differ significantly.

You are responsible for verifying assumptions and validating results before making financial decisions.

Consult a qualified financial professional before making significant financial decisions.

Limitation of Liability

To the fullest extent permitted by law, Money Wizards and its creators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of this website or the calculations provided.

This includes but is not limited to financial losses, missed opportunities, or decisions made based on the outputs of the calculators.

No Warranty

The application and its calculations are provided "as is" and "as available" without warranties of any kind, either express or implied.

We do not guarantee the accuracy, completeness, reliability, or suitability of the calculations for any particular purpose.

Assumptions

Financial projections rely on assumptions such as interest rates, inflation, taxation, and market conditions. These assumptions may not reflect real-world outcomes and may change over time.

Users are responsible for verifying inputs and validating outputs independently.

Acceptable Use

You agree not to misuse the service, attempt to disrupt its operation, reverse engineer its functionality, or use automated systems in a way that could harm the platform.

Intellectual Property

All content, calculators, algorithms, and software contained in Money Wizards are the intellectual property of their creators and may not be reproduced or redistributed without permission.

Changes

We may update these terms at any time. Continued use of the service constitutes acceptance of the updated terms.

Governing Law

These terms shall be governed by the laws of Canada and the Province of Quebec.