Buy vs Rent Decision Engine

Multi-step guided flow for long-term cost projection, opportunity cost, and break-even timeline.

Available Tools

Buy vs Rent

Housing cost projection, opportunity cost, and break-even timeline.

Job Offer

Salary, bonus, equity, tax, commute, and time-value comparison.

Retirement

Age-based retirement readiness with portfolio survival projection.

Debt Strategy

Snowball vs avalanche payoff speed and total interest comparison.

Atomic Calculators

Focused financial calculators for compounding, loans, inflation, and FIRE targets.

Housing cost shock (0%)Rent shock (0%)

Home PriceDown Payment (%)Mortgage Rate (%)Mortgage Term (Years)Property Tax (Annual)Closing Costs

Monthly RentRent Growth (%)Renter Insurance (Monthly)Home Insurance (Monthly)Maintenance (Monthly)HOA (Monthly)

Horizon (Years)Investment Return (%)

$90,000

$1,977/mo

$2,827/mo

7 years (84 months)

$222,779

$387,968

Includes $51,517 in foregone investment growth.

+$165,189

Positive means buying costs more in this scenario.

No break-even reached within the selected 7-year horizon.

The results generated by this calculator are estimates for informational purposes only.

They are based on simplified assumptions and the information you provide.

Money Wizards does not provide financial, legal, tax, or investment advice.

Always verify results and consult a qualified professional before making financial decisions.