Job Offer Decision Engine

Compare two offers with salary growth components, tax drag, commute friction, and time-value assumptions.

Available Tools

View all decisions

Buy vs Rent

Housing cost projection, opportunity cost, and break-even timeline.

Job Offer

Salary, bonus, equity, tax, commute, and time-value comparison.

Retirement

Age-based retirement readiness with portfolio survival projection.

Debt Strategy

Snowball vs avalanche payoff speed and total interest comparison.

Atomic Calculators

Focused financial calculators for compounding, loans, inflation, and FIRE targets.

Sensitivity

Compensation growth shift (0.0%)

Scenario Versions

Value of Commute Time ($/hour)Comparison Horizon (Years)

Offer A

Base SalaryAnnual BonusAnnual Equity ValueComp Growth / Year (%)Estimated Tax Rate (%)Commute Cost / MonthCommute Hours / WeekWork Hours / WeekRemote Stipend / Month

Offer B

Base SalaryAnnual BonusAnnual Equity ValueComp Growth / Year (%)Estimated Tax Rate (%)Commute Cost / MonthCommute Hours / WeekWork Hours / WeekRemote Stipend / Month

Offer A Net / Year

$80,580

Effective hourly: $39

Offer B Net / Year

$94,900

Effective hourly: $46

B - A Over Horizon

+$48,973

Annual delta: +$14,320

3-year nets: A $250,330 | B $299,303

Disclaimer

The results generated by this calculator are estimates for informational purposes only.

They are based on simplified assumptions and the information you provide.

Money Wizards does not provide financial, legal, tax, or investment advice.

Always verify results and consult a qualified professional before making financial decisions.